Powerful, Fast, Free Banking.
Business banking that works as fast as you do. Enjoy zero monthly fees, 1% cashback, FDIC insurance up to $3M available for funds on deposit through Thread Bank, Member FDIC¹, and up to 2.99%** APY on your idle cash.
Business Banking, Reimagined.
1% Cashback* on all Eligible Purchases
Up to 2.99% APY** High-Yield Business Banking
24/7 Personalized Support
Unlimited Debit Cards
Zero-Fee Banking and Payments
Simplify Your Finances in Minutes.
Sign Up in Seconds
Open your account online — no paperwork, no hassle, no cost.
Set Up Your Workflow
Create up to 20 subaccounts, issue unlimited employee cards for free, and customize controls on every card.
Reap the Rewards
Earn up to 2.99% APY** unlimited yield on idle cash and get 1% cashback* on all your eligible debit card spend.
Mobile App Designed for the Future.
Stay in control wherever you are with a sleek, intuitive mobile app designed to make banking on-the-go remarkably simple. Make smarter data-driven finance decisions with real-time SMS alerts, spend reports, and expense management tools right in your app.
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Automate Payments with AI.
Leverage our AI-Powered Bill Pay to pay vendors without manual entry. Stay in control with visual workflows that simplify invoice management and approvals, and enjoy automated syncing to accounting platforms.
Concierge & Relationship Banking.
Personalized 24/7⁺ client service that serves your needs. Bank like you’re at a 7-star hotel.
Bank at the Speed of Light.
Experience seamless banking with a fast online application and effortless onboarding process. Begin spending instantly with virtual cards and manage every banking task with just a few clicks.
Free Global Payments to 180+ Countries.
Send and receive international wires in USD for free. Pay and charge international vendors in up to 32 currencies² with a flat 1% currency fee. Pay with best-in-class FX rates² in up to 180 countries.
One Single Login. Multiple Accounts.
Say goodbye to account chaos. Effortlessly manage all your business accounts with one secure login. Simplify, secure, and succeed.
Secure as a Fortress
Frequently Asked Questions
Flex is a world-class financial services platform designed to empower business owners with everything they need to manage and grow their business — right at their fingertips. We strive to be the ultimate financial solution, simplifying the complexities of running a business. That means offering intuitive, reliable, and seamless financial tools, combined with exceptional support at every step.
Flex offers free ACH transfers, wires, global payments, and mobile check deposits. There is a flat 1% currency fee on international wires.
Flex Banking is designed with your security at its core. We use advanced encryption, multi-layered authentication, and real-time fraud monitoring to keep your account safe at all times.
Flex Banking supports up to 32⁺ currency denominations. There is a flat 1% currency fee on international wires.
Yes, funds available for deposit in your Flex Banking accounts are FDIC insured up to $3,000,000 through our partner bank, Thread Bank, Member FDIC.
Flex is a fully digital financial platform and does not have any physical branches or locations. This allows us to reduce overhead costs and pass on the savings to our customers.
Absolutely. Flex proudly supports U.S. companies founded by global entrepreneurs. Businesses must have current or planned U.S. operations and a U.S. or international address (residential, not a registered agent, PO box, or UPS box).
Flex Banking includes free ACH and Wire Transfers. There are no fees associated with initiating an ACH or Wire payment.
Cashback. 60 Days of Float. World-Class Rewards. One Unbeatable Card.
Open a Flex Banking account to access working capital and the only 3-in-1 credit card on the market.
Bill Pay
Cashback Credit Card
Free Invoicing
ACH Authorization
Cash Flow Forecasting
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