Effortlessly earn an unlimited 1% cash back* on all eligible purchases made on Flex debit cards.
Let your cash on hand grow without lifting a finger. Earn up to a market-leading 2.99% APY** on your idle cash with no limits and no restrictions on money movement.
Enjoy round-the-clock dedicated support designed to help your business thrive. We're just a call away.
Simplify team spending with free virtual debit cards for all employees. Set spend limits, control access, and implement approval workflows — right from your app.
Same-day ACH transfers, wires, global payments, check deposits, debit cards and no overdraft fees. Create up to 20 sub-accounts.
Sign Up in Seconds
Open your account online — no paperwork, no hassle, no cost.
Set Up Your Workflow
Create up to 20 subaccounts, issue unlimited employee cards for free, and customize controls on every card.
Reap the Rewards
Earn up to 2.99% APY** unlimited yield on idle cash and get 1% cashback* on all your eligible debit card spend.
Stay in control wherever you are with a sleek, intuitive mobile app designed to make banking on-the-go remarkably simple. Make smarter data-driven finance decisions with real-time SMS alerts, spend reports, and expense management tools right in your app.
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Leverage our AI-Powered Bill Pay to pay vendors without manual entry. Stay in control with visual workflows that simplify invoice management and approvals, and enjoy automated syncing to accounting platforms.
Personalized 24/7⁺ client service that serves your needs. Bank like you’re at a 7-star hotel.
Experience seamless banking with a fast online application and effortless onboarding process. Begin spending instantly with virtual cards and manage every banking task with just a few clicks.
Send and receive international wires in USD for free. Pay and charge international vendors in up to 32 currencies² with a flat 1% currency fee. Pay with best-in-class FX rates² in up to 180 countries.
Say goodbye to account chaos. Effortlessly manage all your business accounts with one secure login. Simplify, secure, and succeed.
Flex is a world-class financial services platform designed to empower business owners with everything they need to manage and grow their business — right at their fingertips. We strive to be the ultimate financial solution, simplifying the complexities of running a business. That means offering intuitive, reliable, and seamless financial tools, combined with exceptional support at every step.
Flex offers free ACH transfers, wires, global payments, and mobile check deposits. There is a flat 1% currency fee on international wires.
Flex Banking is designed with your security at its core. We use advanced encryption, multi-layered authentication, and real-time fraud monitoring to keep your account safe at all times.
Flex Banking supports up to 32⁺ currency denominations. There is a flat 1% currency fee on international wires.
Yes, funds available for deposit in your Flex Banking accounts are FDIC insured up to $3,000,000 through our partner bank, Thread Bank, Member FDIC.
Flex is a fully digital financial platform and does not have any physical branches or locations. This allows us to reduce overhead costs and pass on the savings to our customers.
Absolutely. Flex proudly supports U.S. companies founded by global entrepreneurs. Businesses must have current or planned U.S. operations and a U.S. or international address (residential, not a registered agent, PO box, or UPS box).
Flex Banking includes free ACH and Wire Transfers. There are no fees associated with initiating an ACH or Wire payment.
Open a Flex Banking account to access working capital and the only 3-in-1 credit card on the market.
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