Flex Raises $225M in Debt and Equity. Learn More on TechCrunch
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The Key To Every Owner’s Dream.

Flex empowers business owners with a new approach to finance.

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Driven By Experience. Developed With Insight.

Flex logo

At Flex, aspiration is at our core — not just in our endeavors, but in how we inspire others to rise, build, and believe in something greater.
For too long, traditional financial institutions have overlooked the needs of modern businesses. They’ve relied on outdated systems, burdened businesses with excessive fees, and ignored the challenges that come with growth.

Most importantly, they’ve failed to understand their customers. At Flex, we’ve adopted a different approach. We take the time to get to know your business — your goals, your challenges, and the reasons behind your financial needs. It’s why we offer flexible credit limits, transparent pricing, and an unmatched customer experience.

Our advanced AI technology simplifies your financial operations, so you can spend less time managing money and more time scaling your business. Flex is more than a financial solution — it’s a partner in your growth journey. Inspired by our own experiences, we’re here to empower ambitious businesses with the tools they need to succeed.

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Our Investors:

Our Story

2022
First Flex Card Swipe
Hired First 5 Employees
2023
Launched Flex Credit Card
Hit $1 Million in Transactions
Acquired Ghost Financial
$120 Million Raised in Debt & Equity
2024
Launched Flex Banking
Launched Global Payments
Launched B2B Payments
10,000+ Attendees at Flex Hosted Events
2025
Hit $1 Billion in Transactions
Launched Bill Pay - AP Automation

Flex’s Presence is Global.
Reach our Team 24/7.

New York
12:00 PM
Miami
12:00 PM
San Francisco
12:00 PM
Los Angeles
12:00 PM
Boston
12:00 PM
Washington D.C.
12:00 PM
Atlanta
12:00 PM
Dallas
12:00 PM
Seattle
12:00 PM
Toronto
12:00 PM
Vancouver
12:00 PM
México City
12:00 PM
São Paulo
12:00 PM
Buenos Aires
12:00 PM
Dubai
12:00 PM
Aspen
12:00 PM
New Delhi
12:00 PM
Manila
12:00 PM
Medellín
12:00 PM
Phoenix
12:00 PM
Philadelphia
12:00 PM
London
12:00 PM
Austin
12:00 PM
San Diego
12:00 PM
What Our Customers Are Saying

What truly sets Flex apart is how it streamlines your financial experience, seamlessly consolidating both your banking and credit needs into one powerful platform. It delivers a best-in-class solution for both, with free same-day wires and ACHs on the banking side and the flexibility of generous cashback or extended payment terms tailored to your business’s unique needs. On top of that, their customer support team is always ready to provide reliable assistance whenever you need it.

Nick, Founder
Sharma Brands logo
Nick Sharma
A Glimpse at Members of the Flex Signature Team
Zaid
CEO & Founder
Adam
Senior Engineer
Ewan, Head of Customer Experience - Flex
Ewan
Head of Customer Experience
Alex, Principal Software Engineer - Flex
Alex
Principal Software Engineer
Kyle, Head of Revenue - Flex
Kyle
Head of Revenue
Andres
Software Engineer
Hadi
Co-Founder
Chris, Director of Engineering - Flex
Chris
 Director of Engineering
Laura, Customer Exp. Manager - Flex
Laura
Customer Exp. Manager
Ashwin
Head of Strategic Finance
Chris
Senior Software Engineer
Connor
Senior Consultant
Dani, Creative Director - Flex
Dani
Creative Director
David
Senior Software Engineer
Dayana, Software Engineer - Flex
Dayana
Software Engineer
Vishal, Chief Risk Officer - Flex
Vishal
Chief Risk Officer
David, General Counsel and Chief Compliance Officer - Flex
David
General Counsel and Chief Compliance Officer
Viktoria, Chief of Staff - Flex
Viktoria
Chief of Staff
Fawaad, Senior Android Engineer - Flex
Fawaad
Senior Android Engineer
Shane, Dir. of Capital Markets and Strategic Finance - Flex
Shane
Dir. of Capital Markets and Strategic Finance.
Kiana, Director of Events - Flex
Kiana
Director of Events
Nico, Senior Software Engineer - Flex
Nico
Senior Software Engineer
Caroline, Senior Software Engineer - Flex
Caroline
Senior Software Engineer
Andy
Principal Product Designer
Richard, Business Operations - Flex
Richard
Business Operations
Alejandra, Senior Engineer - Flex
Alejandra
Senior Engineer
Ryan
Senior Underwriter
Valentina
Marketing Coordinator
Emma, Head Of Operations - Flex
Emma
Head Of Operations
Ben, Account Manager - Flex
Ben
Account Manager
A close-up view of weathered, light beige and grayish-tan rock formations.
Mariana, Frontend Engineer - Flex
Mariana
Frontend Engineer
Simon, Product Manager - Flex
Simon
Product Manager
Matt, Account Executive - Flex
Matt
Account Executive
Viviana
Senior Content Manager
Robert, CTO - Flex
Robert
CTO
Peilong, Director of Engineering - Flex
Peilong
Director of Engineering
Jay, Head of Sales - Flex
Jay
Head of Sales
Sam, Product Owner - Flex
Sam
Product Owner
Neil, Senior Software Engineer - Flex
Neil
Senior Software Engineer