Expanded Merchant-Level Card Controls

Choose which merchants your team can spend at. Allowlist the vendors that matter to your business, or block the ones that don't. One more way to keep your card program locked down without slowing your team down.

Global Payments

Send and receive payments in multiple currencies through dedicated global accounts. Fund your USD account, convert between currencies instantly, and send local payments that settle in as little as one business day. A faster, simpler way to move money internationally.

Milestone-Based Payments for Estimates

Send estimates with payment schedules tied to project milestones. When a milestone is completed, invoicing can happen automatically, and your client sees exactly what's due and when. You stay in control with the ability to review and edit invoices before they go out.

Bill Pay Later Autopay

Set up automatic repayment for your Bill Pay Later balance using your Flex banking account or an external bank account. Autopay is now available for all Bill Pay Later customers. Overdue balances will automatically pause your credit line until repayment is made, keeping your account in good standing.

A Refreshed App Experience

Flex got a visual upgrade. A new navigation layout, updated colors, and a cleaner overall design make the app faster to navigate and easier on the eyes. This is the first step in a broader refresh built to keep Flex feeling as premium as the businesses that use it.

Your Brand on Every Estimate

Estimates sent to your clients now display your company logo, and you will receive an email when an estimate milestone is completed. Small touches that make your business look polished and keep you in the loop.

Universal Registration

New customers now go through a single, streamlined sign-up flow. One path to get started with Flex, regardless of which product you're applying for.

Estimates in Your Main Navigation

Estimates now has a dedicated spot in the left navigation bar. No more digging through menus to create, send, or track estimates for your clients. It's right where you need it.

Bill Pay ACH Repayment

You can now repay your Bill Pay Later balance directly from an external bank account via ACH, right from the app. A simpler way to pay down your balance on your terms.

Invoice Cancellation

Cancel invoices directly from the UI, whether they're in a Sent or Overdue state. More control over your accounts receivable workflow.

Estimate Email Customization

When sending estimates to your clients, you can now customize the email subject and body, making your outreach more personal and professional.

Pay by Bank for Invoices

Customers receiving your Flex invoices can now pay directly from their bank account via Plaid. When payment is sent, the invoice moves to "processing" and is automatically marked paid when funds settle. One less thing for you to chase down.

New Company Dashboard

We've rolled out a redesigned company dashboard with a cleaner look and actionable CTAs. The dashboard now surfaces the most relevant next steps for your business, whether that's applying for a new product or taking action on something that needs your attention.

Rewards Redemption to Any Bank Account

Owners can now redeem their cashback rewards to bank accounts that aren't connected via Plaid. Your rewards, your choice of where they go.

Email OTP & Default MFA

You can now use email as a login verification method and set your preferred MFA as the default. Next time you log in, the code is sent automatically to your preferred channel — no extra steps.

Flex Capital Top-Ups

Need more capital? Flex Capital now supports top-ups — increasing your total financing amount with an additional fee. You can also view your full finance history and update repayment configurations including payment frequency, remittance percentage, and default payment accounts.

Faster Credit Activation

Eligible customers on our commercial credit program can now receive instant credit activation, getting you access to your credit line faster than ever.