Step 1:
Choose your recipient in the Flex platform.
Step 2:
Select USD for free payments or from 34 currencies with a low 1% FX fee.
Step 3:
Choose between using your Flex account or Flex credit card.*
Step 4:
Success! Your recipient receives payment directly to their bank account.
“The experience of sending foreign wires with Flex is lightyears ahead of Fidelity… which I’ve been using until I found Flex.”
Unlike traditional banks, Flex eliminates hidden fees. Enjoy:
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Save more when you transfer over $100,000 USD per month. Whether it's a single large transfer or multiple transactions, you'll unlock lower fees and maximize your savings.
With Flex, effortlessly send payments to businesses in 180+ countries. Streamline international transactions and expand your reach with fast, secure, and cost-effective global transfers.
Approve payments directly from the Flex mobile app, giving you real-time control and visibility over your business finances. No more delays – manage your cash flow with ease, anytime, anywhere.
Use Flex’s free automated AP system to seamlessly onboard global vendors with zero hassle. Set up international recipients effortlessly and pay them anytime, anywhere — without extra costs.
Sending money abroad? Transact like you live there. Flex supports transactions in up to 32 currencies through the SWIFT network, making global payments faster than ever.
Send USD internationally, including to China, with zero fees — no hidden FX charges, no surprises. Enjoy transparent, cost-free transfers and keep more of your money where it belongs.
Easily manage global payouts with no-code batch transfers, sending payments to up to 1,000 recipients across countries, currencies, and transfer methods in one go. Simplify workflows with intuitive templates. Just download, fill in, upload, and send. No coding, just seamless transactions.
Transact globally in seconds. Send and receive funds faster, from anywhere in the world. Enjoy seamless international transactions, low fees, and complete control — right from your Flex app.
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“We needed a banking partner who would be there when we needed them, and Flex delivered. Their customer success team is always available—even on weekends—to ensure we’re taken care of.”
“We chose Flex for its flexible payment options, generous credit limits, and valuable cashback rewards. Its easy expense tracking and reliable customer service set it apart, making it the perfect fit for managing cash flow and enhancing financial efficiency.”
“When we signed up for Flex, we were looking for a solution that offered generous cashback and elevated customer support. Flex has exceeded our expectations by delivering both, allowing us to focus on growing our business.”
“I had challenges sending international wires using Fidelity, but with Flex I was able to fire off all my wires to a variety of countries with no issues whatsoever. It felt light years ahead!”
Leverage our AI-Powered Bill Pay to pay vendors without manual entry. Stay in control with visual workflows that simplify invoice management and approvals, and enjoy automated syncing to accounting platforms.
Make fast, secure, same-day payments directly from your Flex business bank account to international vendors.
Pay vendors with your credit card*, even those outside traditional card networks. Strategically optimize cash flow, deferring expenses to the next billing cycle.
Coming Soon.
Take care of bills with a Bill Pay line of credit. Apply, and once approved, leverage your credit line to maximize cash flow and pay vendors your way.
Coming Soon.
Flex offers $0 wire transfer fees for payments in local currencies and a low 1% foreign exchange rate – with no hidden fees.
Very soon! Our product team is currently working on allowing you to pay vendors with your credit card*, even outside traditional card networks. We expect to launch this in early 2025.
Flex supports 32 currencies including USD, CAD, CNY, EUR, INR, MXN, SAR, AED, and GPB — as well as payments across 180+ countries.
Absolutely! Flex's automated AP system makes it simple to set up and onboard any of the international vendors you have to pay. You'll be up and running in no time with our intuitive system.
Flex provides upfront, transparent pricing with competitive FX rates. Contact the Flex team for volume discount pricing.
Most international payments, including USD and foreign currency transfers, are processed within 2 to 9 business days. For domestic transfers, Flex offers free same-day ACH and wire options.
