Flex Resource Center

Still mixing your finances? Learn why separating business and personal finances is important for taxes, growth, and protecting your business.

Why Separating Business and Personal Finances Matters

Banking & Treasury

Credit & Cash Flow

Expense Management

Finance & Growth Strategies

Separating business and personal finances provides legal and operational benefits. Learn why it's important and how to keep your finances separate.

Flex app invoicing feature enabling professional and easy requests for deposits and prepayments.

Request Payment in Advance

AP & AR Automation

Asking for upfront payment doesn’t have to be awkward. Here’s how to do it professionally—and manage it easily with Flex.

A boat pulling into a canal with options hovering above to sell and what it's worth as a liquid asset.

What Are Liquid Assets?

Credit & Cash Flow

Expense Management

Finance & Growth Strategies

Liquid assets are cash and cash-like resources you can access quickly. Learn what qualifies and why liquid assets matter.

A globe hovering over a Flex card with the words "wire transfer sent" and "wire transfer received."

How Long Does a Wire Transfer Take?

Credit & Cash Flow

Finance & Growth Strategies

Global Payments

Wondering how long a wire transfer takes? Learn more about domestic and international transfer times and why they take the amount of time they do.

Phone showing account details in the Flex mobile app sits on a rock in the sun.

Cash Flow Management at Scale: Strategies for High-Growth Businesses

Credit & Cash Flow

Finance & Growth Strategies

Mastering cash flow management is a key component of a successful business. Learn why cash flow matters and how to take advantage of it as you scale.

Flex credit card touching down on a mountain

What is Float in Finance? A Guide for Business Owners

Credit & Cash Flow

Finance & Growth Strategies

Expense Management

Learn what float is in finance and how you can maximize financial float to benefit your business.

$A man sits at a desk with a laptop determining if he needs a bookkeeper vs accountant vs fractional CFO.$

Bookkeeper vs. Accountant vs. Fractional CFO: What They Do & When to Hire

Finance & Growth Strategies

AP & AR Automation

Learn the differences between a bookkeeper, accountant, and fractional CFO and understand when it's time to to hire each as your business grows.

Flex credit card with credit scores ranging from 740 to 830.

Establishing Business Credit

Credit & Cash Flow

Laying the foundation for long-term growth starts here. Learn how to establish credit—and how Flex helps you qualify faster.

The Flex card can help contractors streamline project costs and payments.

How to Prepare Bill of Quantities

Finance & Growth Strategies

A step-by-step guide to building accurate BOQs—and how Flex helps contractors streamline project costs and payments.

Flex accounts payable interface highlighting automated invoice capture and AI-driven approval workflows.

How to Automate Your Accounts Payable With AI

AP & AR Automation

Cut manual work. Improve accuracy. Learn how leading businesses use Flex to streamline AP with built-in AI.

Contractor shakes hands with construction worker while using Flex financial tools.

MOU Between Construction Companies

Finance & Growth Strategies

A practical guide to drafting an MOU that protects both sides—plus how Flex simplifies contracts and payments across jobs.

Construction hat sitting on the ground next to Flex financial tools.

When is a Lien Waiver Needed?

Finance & Growth Strategies

Know when lien waivers are required—and how to manage them with less friction using Flex’s payments platform.

Flex business credit card for owners to spend smarter and access extended terms.

How to Choose the Best Business Credit Card for Your Business

Credit & Cash Flow

Learn how the right business credit card can help startups build credit, manage expenses, and access rewards.

Product dashboard showing financial projections and revenue trends, powered by Flex’s smart forecasting tools.

How Run Rate is a Valuable Metric for Successful Business Owners

Finance & Growth Strategies

Learn how to calculate run rate and why it matters for business forecasting. Powered by Flex’s smart financial tools for scaling businesses.

Flex, the fintech super app, announces a $225 extension round in 2025.

Flex Raises $225M in Debt and Capital

Finance & Growth Strategies

Backed by top investors, Flex is building the future of business finance. Here's what this funding means for our customers.

Construction worker working on a project, while business owner leverages Flex financial tools.

How Profitable is a Flooring Business

Finance & Growth Strategies

Explore the economics of running a flooring business—and how Flex helps operators maximize margins and cash flow.

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What Owners Are Saying About Flex:

“During our peak season, we used Flex to scale rapidly, spending $10M+ in a short period. This improved cash flow helped us hit critical growth milestones, capitalize on opportunities, and earn significant cashback rewards, directly boosting our bottom line.”

Karl Spekor, President, Mod Partners

How VIP Completions Leverages Flex for Financing Flexibility and Business Growth

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