The Flex Credit Card

The First 3-in-1 Business Credit Card to Offer 0% Interest for 60 Days¹ on Every Eligible Purchase.

Experience best-in-class benefits, better rewards, and 60 days of no interest.¹ All in one unbeatable card.

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No impact to your credit score.

Flex Between Interest-Free Float and Exclusive Rewards.

Currently in the wallets of:
0% Interest for 60 Days

Keep Cash on Hand for up to 2.8x Longer Than Traditional Cards — for Free.4

0% for up to 60 Days, on Every Eligible Purchase¹

Focus on growth, not interest fees. Flex cardholders enjoy a unique interest-free period of 60 days on every eligible purchase. Experience more flexible borrowing and turn cash flow into a growth lever.

Credit Limits that Accelerate Business Growth

Say goodbye to rigid, one-size-fits-all credit limits. At Flex, we take the time to understand your business, evaluating its unique needs, cash flow, and transaction history. Using advanced analytics, we provide a credit limit explicitly tailored to your business, giving you the flexibility to drive growth and achieve your goals.

Better For You And Your Vendors*

Pay your vendors quickly while giving yourself up to 75 days of float.¹ With your Flex credit card, you can pay all your bills and vendors—even those that don’t typically accept credit cards.³ Your bills are paid via same-day ACH or wire transfers on your behalf, while you benefit from interest-free borrowing, keeping more cash on hand. Plus, earn valuable rewards on every transaction.

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World-Class Rewards

Experience World-Class Travel & Lifestyle Rewards.

Earn Up to 1.75x Points When You Pay Early*

Automated early payments to maximize rewards. Earn up to 1.75x points on your business expenses when you pay your balance daily.  Then redeem points for cash back, gift cards, or statement credits. Prefer more flexibility? Take advantage of float and still earn 1x-1.5x points. You choose.

Turn Points into Paradise*

From five-star stays to first-class flights, Flex points unlock luxury travel. Redeem Flex points at multiple airlines, hotels, and major brands worldwide. Go Further with Flex Travel and enjoy competitive rates with upgrades and perks*.

The Credit Card That Goes Global

Enjoy worldwide acceptance with no foreign transaction fees. Experience international purchases that are convenient and fee-free.

Redeem Points Your Way*

Redeem points for the rewards that matter most to you. Transfer points to airlines and hotels to unlock luxury travel experiences or turn points into cashback, gift cards, or statement credits.

Enjoy Visa Infinite Benefits*

As a Visa Infinite cardholder, enjoy a wide range of benefits such as 24/7 concierge service, international travel and purchase protections, car rental discounts, and VIP status within the Visa Luxury Hotel Collection.

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Unlimited Cashback

Earn Up to 1.75% Unlimited Cashback.²

Earn Up to 1.75% Cashback on Every Eligible Purchase

Earn up to 1.75% Cashback on your business expenses when you pay your balance early. Prefer more flexibility? Take advantage of float and earn 1%-1.5% Cashback. The choice is yours — opt for rewards or extended payment terms that work best for your business.

Early Auto-Pay for More Rewards²

When you make recurring, early repayments, you accumulate more Cashback with no caps or restrictions. Then, redeem rewards points earned for cash back, gift cards, airlines, hotels, or statement credits.

Unlimited Earning Potential

Unlike other business cards, Flex offers unlimited earning potential. That means infinite cashback redemption — no caps, no limits, just rewards that grow with your business.

Turn Points into Cashback Effortlessly

Turn your points into cash with ease. Redeem all your points for cashback at the click of a button — earning up to 1.5% back on your business spending. Simple, seamless, and rewarding.

World-Class Travel and Lifestyle Benefits

Flex Credit Card Perks & Benefits.

Travel Assistance & Insurance
Complimentary Hotel Upgrades
Airport Lounge Access
Concierge Service
Travel Assistance & Insurance
Complimentary Hotel Upgrades
Airport Lounge Access
Concierge Service
Travel Assistance & Insurance
Complimentary Hotel Upgrades
Airport Lounge Access
Concierge Service
Travel Assistance & Insurance
Complimentary Hotel Upgrades
Airport Lounge Access
Concierge Service
Purchase Protection
Rental Car Privileges
Fine Wood & Food Experiences
Discounted Golf Fees
Purchase Protection
Rental Car Privileges
Fine Wood & Food Experiences
Discounted Golf Fees
Purchase Protection
Rental Car Privileges
Fine Wine & Food Experiences
Discounted Golf Fees
Purchase Protection
Rental Car Privileges
Fine Wine & Food Experiences
Discounted Golf Fees
Business Banking

Faster Banking for Scaling Business.

Grow your business and simplify financial management with the full suite of Flex solutions.

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Bill Pay

Bill Payments, Made Simple and Secure.

Grow your business and simplify financial management with the full suite of Flex solutions.

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